IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW LOAN: To help the government fight the funding of terrorism and money laundering activities, the USA Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens a new account. What this means to you: If you do not have an existing financial relationship with this Bank, when you apply for credit, we will ask you for your name, physical address, date of birth, taxpayer identification number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. We will let you know if additional information is required.