Business Services

We understand that as a business owner you are busy. We offer business solutions to help you spend more time running your business and less time in the office.
For more information on our business solutions, contact your loan officer or ask for a business banking services representative.

Online Banking

We offer various Business Online Banking solutions to fit your business needs!

Online Banking – Retail

Single Login for Whole Company
No User Segmentation
Account to Account Transfers
Loan Payment Transfers
Text and Email Alerts
Bill Pay
eStatements
eNotices
Year End Documents
Stop Payments on Checks
Order Checks
Mobile App
Live Chat

Business Online Banking

The Above Online Banking Features with the following included as a feature or option.

User Segmentation – Allows the company to assign each user a separate login and roles depending on company’s desired needs.
Company Administrator Designation – Administrator can reset user passwords and delegate user roles.
Multi-TIN Access – Allows access to multiple companies owned by the same person within a single login and allows for cross company transfers.
One-View – Allows Company Administrator to view personal accounts within login.
Mobile App – Allows mobile access to those allowed access.
Mobile Check Deposit – Allows multiple checks to be deposited on a single deposit.

Cash Management

Business Online Banking features as well as the option to add ACH Services and Wire Requests – Additional agreements required.

Create and Import ACH files
Token Authentication for Secure File Transmittals.
Direct Deposit – Use Cash Management to pay your employees. Save time not having to write checks and waiting for them to clear. Save money from not purchasing supplies it takes to produce paper checks.
Auto Debit – Does your business collect payments from customers? Cash Management makes collecting payments quicker and easier. Set up a payment agreement with your customer and electronically debit their account for quicker processing of accounts receivables.
Same Day ACH – Same Day ACH Origination for faster payments
Wires – Submitting wires is simple through Cash Management. Retain frequent wire information and create new wire requests easily.

Merchant Check Capture

If your company receives a high volume of checks with little cash, or has multiple check accepting locations Merchant Capture may be a solution.

Save Time and Money – With Merchant Capture you no longer have use time and gas making trips to the bank to deposit checks. Checks are deposited from your office using our deposit software and scanner. Monthly fee and scanner purchase price extra.
Multiple Check Accepting Locations – Each location can be equipped with a scanner to deposit from anywhere in the US, while keeping your banking relationship with us.
Lower Volume – Consider Mobile Check Deposit

Gift Cards

Order pre-loaded gift cards in bulk
Several designs to choose from
Personalized custom embossed message

Speak with a CSR or Contact Us for more information.

Health Savings Accounts (HSA)

Enhance your employee benefits package by offering your staff a Health Savings Account (HSA) with no annual or monthly fees. Both employee and employer can make tax-deductible contributions, limited annually by the federal government. Please refer to a qualified tax advisor regarding tax deductibility and other tax impacts.

Click Here or Contact Us for more information on Health Savings Accounts.

Merchant Card Services

Running your business means accepting card payments, we utilize a preferred card processing vendor to help you meet your card processing needs

Returned Check Processing

Don’t want the hassle of collecting returned checks? We can recommend a preferred local vendor to assist.
No up-front, account maintenance or membership fees.

Click Here for Business Online Banking / Cash Management Tutorials and Information