Loans to help your business succeed.
With small town personal attention and all the amenities of a large bank, we are ready to handle all your commercial banking needs. Contact a loan officer for more information.
Lines of Credit
We understand that income may be seasonal or fluctuate, but most of the time expenses are constant. We offer many tools to manage your line of credit including an online banking platform, mobile banking application, automatic account transfers &/or you can always speak with one of our local staff members.
Common Uses:
- Manage Cash Flow
- Acquisition of Inventory
- Commercial Building Construction
- And More…
Term Loans
Are you ready to expand, upgrade or even update? Our term loans are suitable for just about any business purpose. Great for commercial real estate, equipment financing, capital improvements and much more! We work diligently
to review your requests, analyze the business, and offer financing options that are competitive and tailored for you.
Common Uses:
- Commercial Vehicle Purchase(s)
- Equipment and Machinery Financing
- Purchasing Commercial & Investment Real Estate
- Plus, More…
Small Business Loans
Small businesses are the backbone of our communities and we have financing options for them as well. An SBA 7(a) loan or a 504 Real Estate loan may be just the solution for you. Perfect for helping you grow
your business while providing the backing of the SBA. Our SBA approved lenders are ready to work with you.
You must qualify under the Small Business Administration Guidelines.
When you choose The Citizens State Bank for your commercial banking needs you’ll get one-on-one personalized service.
