When it comes to agriculture, typically income is sporadic throughout the year while expenses accrue almost daily. Our operating lines of credit provide the flexibility for producers to meet those expense obligations without fear of an overdrawn bank account. We offer a wide variety of options for lines of credit including operating, input financing & livestock. All built around your needs and operation.

There for your daily expenses and purchases. Paying repair bills, feed costs and day-to-day operating expenses are quick and simple with options to manage through our online banking platform, automatic account transfers and/or friendly local staff.

Want to better manage your bookkeeping and finances? Input lines of credit provide the payment ease of operating lines of credit while helping you better manage the books. Paying for seed, pesticides, fertilizer and other inputs is both easy and convenient.

Our livestock lines of credit are essential for any livestock producer who are looking to pay for purchase costs, feed costs and/or marketing/hedging expenses.

Through in-depth analysis and competitive rates we can offer equipment financing that works for your operation. Whether you are refinancing, purchasing through a dealer or buying online/from a private party our equipment loans are developed for you.

Are you wanting to refinance or grow your operation by purchasing ag real estate? We certainly understand that. Our lenders have the experience and knowledge to help you smoothly move through these processes. Our lenders aren’t the only reason you will want to finance through us, we also offer competitive rates and with our new online application we have certainly brought land financing to the 21 ^st century.

To help develop America’s next generation of farmers and Ranchers the USDA through the Farm Service Agency (FSA) offers support through direct and guaranteed loan programs. One of the most frequently used is the Direct Farm Ownership Loan program. By partnering with the FSA we can help young producers reduce equity requirements and interest expenses during their most critical years. If you would like to learn more about Beginning Farmer and Rancher Loans contact one of our lenders today.